UMB Financial Corporation (NASDAQ:UMBF) Q4 2024 Earnings Conference Call January 29, 2025 9:30 AM ET
Company Participants
Kay Gregory – Investor Relations
Mariner Kemper – President & Chief Executive Officer
Ram Shankar – Chief Financial Officer
Jim Rine – Chief Executive Officer, UMB Bank
Conference Call Participants
Jared Shaw – Barclays
Brian Wilczynski – Morgan Stanley
David Long – Raymond James
Ben Gerlinger – Citi
Nathan Race – Piper Sandler
Chris McGratty – KBW
Jon Arfstrom – RBC
Timur Braziler – Wells Fargo
Operator
Good morning. Thank you for attending today’s UMB Financial Fourth Quarter 2024 Financial Results Conference Call. My name is Cole, and I’ll be the moderator for today’s call. All lines will be muted during the presentation portion of the call, with an opportunity for questions and answers at the end. [Operator Instructions]
I’d now like to hand the call to Kay Gregory. Please go ahead.
Kay Gregory
Good morning, and welcome to our fourth quarter 2024 call. Mariner Kemper, Chairman and CEO of UMB Financial Corporation, and Ram Shanker, CFO, will share a few comments about our results, and then we’ll open the call for questions from our equity research analysts. Jim Rine, President of the Holding Company and CEO of UMB Bank, along with Tom Terry, Chief Credit Officer, will be available for the question-and-answer session.
Before we begin, let me remind you that today’s presentation contains forward-looking statements, including the discussion of future financial and operating results, benefits, synergies, gains, and costs that the company expects to realize from the pending acquisition, as well as other opportunities management foresee.
Forward-looking statements and any pro-forma metrics are subject to assumptions, risks and uncertainties, as outlined in our SEC filings and summarized in our presentation beginning on Slide 49. Actual results may differ from those set forth in forward-looking
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