LexinFintech Holdings Lid. (NASDAQ:LX) Q3 2024 Results Conference Call November 25, 2024 9:00 PM ET
Company Participants
Mandy Dong – Head, Investor Relations
Jay Xiao – Chief Executive Officer
Arvin Qiao – Chief Risk Officer
James Zheng – Chief Financial Officer
Conference Call Participants
Yada Li – CICC
Yuying Zou – CLSA
Operator
Good day, and thank you for standing by. Welcome to LexinFintech Third Quarter 2024 Earnings Conference Call. [Operator Instructions] Please be advised that today’s conference is being recorded.
I would now like to hand the call over to your first speaker today, Ms. Mandy Dong. Thank you. Please go ahead.
Mandy Dong
Thank you, Desmond. Good morning, and good evening, everyone. Welcome to Lexin’s Third Quarter 2024 Earnings Conference Call. Our results were issued earlier today and can be found on our IR website. Joining me today are our CEO, Jay Xiao; CRO, Arvin Qiao; and CFO, James Zheng.
Before we get started, I’d like to remind you of our safe harbor statement in our earnings press release, which also applies to this call.
During the call, we may refer to business outlook and forward-looking statements which are based on our current plans, estimates and projections. The actual results may differ materially and we undertake no obligation to update any forward-looking statements.
Last, unless otherwise stated, all figures mentioned are in RMB. Jay will first provide an update on our overall performance. Arvin will discuss risk management updates. Lastly, James will cover the financial statements in more detail.
I will now turn the call over to Jay. Please kindly note, in today’s agenda, Jay will give his whole remarks in Chinese, then the English version will be delivered via Jay’s AI-based voice. Jay, go ahead, please.
Jay Xiao
Good morning, and good evening, everyone. It is my pleasure to share
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