Universe, an innovative Lithuanian startup dedicated to tokenized investments, has officially launched in Europe.
Spotlight on Universe: The New Player in Real Asset Tokenization
By uniquely combining traditional banking services with blockchain technology, Universe positions itself as a leader in the rapidly expanding market of tokenized financial assets (RWA).
Company Motto: Security – Transparency – Flexibility
Universe aims to revolutionize the investment world by placing innovation at the heart of its development, grounded in strong principles: transparency, security, and simplicity. These values enable the company to meet the expectations of modern investors seeking to diversify their portfolios in a secure environment.
Universe goes beyond the typical operations of a neo-bank or standard investment platform. By opening an account, users can perform all routine transactions: transfers, payments, currency exchanges, international transactions, and utilize a physical or virtual bank card. However, Universe’s main advantage lies in its integration with a tokenized investment portfolio.
At its core, Universe is an innovative investment platform that has developed a private blockchain called the Universal Ledger System (ULS). Universe issues “Asset-Referenced Tokens (ART)” on the ULS, allowing users to trade, swap, and invest their money in the markets. Universe offers ARTs in currencies (euros, dollars, yen) as well as ARTs representing stocks, commodities, and bonds.
Through the tokenization of financial products, users can invest in financial underlyings via digital assets while benefiting from increased transparency in their investments.
This blockchain-facilitated revolution enables Universe users to invest in assets once reserved for institutional investors. By democratizing access to financial assets, Universe ushers in a new era of investment accessible to all.
All token transactions are recorded in real-time on the ULS blockchain and are publicly accessible on the Universal Ledger System website. This allows users to compare recorded blockchain transactions and determine valuations of ULS wallets using third-party providers of historical financial data.
These valuations can then be compared to the audited accounts published by the entity operating Universe. This serves as an “Oracle” for clients, confirming the company’s solvency through blockchain technology and mitigating counterparty risk.
The investment platform stands out for its flexibility and competitive fees, offering swift transaction execution. Thus, Universe positions itself as an innovative neo-bank dedicated to investors, providing personalized financial solutions and cutting-edge expertise to maximize market opportunities.
An Innovative and Comprehensive Offering
Universe distinguishes itself with a comprehensive service offering, combining a traditional bank account with an investment account on a single platform. Whether you’re a novice investor, a professional, or a cryptocurrency enthusiast, Universe enables you to manage your finances with unparalleled flexibility.
“Our goal is simple: to democratize access to tokenized investments while ensuring security, transparency, and speed,” says Mathis Gauthier, CEO. “Through our platform, investors can manage their deposits, purchase tokenized assets, and access a universe of unprecedented financial opportunities.”
Security and Compliance: At the Heart of the Strategy
Universe has placed security and compliance at the forefront of its development. As one of the first entities to comply with the new European MiCA (Markets in Crypto-Assets) regulations, Universe provides its clients with enhanced investment protection while adhering to the highest market standards.
Universe is operated by Hedge Finance, registered as a VASP (Virtual Asset Service Provider) with the Bank of Lithuania, making Universe a regulated entity within the European Union.
Key Advantages for Investors
Universe stands out with several benefits:
- Enhanced Security: Assets are secured through blockchain technology in compliance with European regulations.
- Instant Market Access: Invest directly from your account without traditional bank transfer delays.
- Transparency and Simplified Management: All fees and transactions are transparent, allowing you to manage your finances and investments from a single interface.
- Tokenization: Invest in fractional assets while maintaining a direct link to real assets.
About the Company
Universe is an innovative European financial institution based in Lithuania. As a pioneer in adopting blockchain technologies for investment, Universe offers modern and accessible investment solutions while ensuring maximum security through its strict regulatory framework compliant with MiCA requirements.
For more information, visit the Universe website or download the Universe app on the Apple Store and Play Store.
