Zions Bancorporation, National Association (NASDAQ:ZION) Q4 2024 Earnings Conference Call January 21, 2025 5:30 PM ET
Company Participants
Shannon Drage – Senior Director of IR
Harris Simmons – Chairman & CEO
Ryan Richards – CFO
Scott McLean – President & COO
Derek Steward – Chief Credit Officer
Conference Call Participants
Manan Gosalia – Morgan Stanley
Bernard von Gizycki – Deutsche Bank
Christopher McGratty – KBW
Matthew Clark – Piper Sandler
Christopher Spahr – Wells Fargo
Anthony Elian – JPMorgan
Shannon Drage
Thank you, Matt, and good evening. We welcome you to this conference call to discuss our 2024 Fourth Quarter and Full Year earnings. My name is Shannon Drage, Senior Director of Investor Relations.
I would like to remind you that during this call, we will be making forward-looking statements, although actual results may differ materially. We encourage you to review the disclaimer in the press release or Slide 2 of the presentation, dealing with forward-looking information and the presentation of non-GAAP measures, which applies equally to statements made during this call. A copy of the earnings release as well as the presentation are available at zionsbancorporation.com.
For our agenda today, Chairman and Chief Executive Officer, Harris Simmons will provide opening remarks. Following Harris’ comments, Ryan Richards, our Chief Financial Officer will review our financial results. Also with us today are Scott McLean, President and Chief Operating Officer; Derek Steward, Chief Credit Officer; and Chris Kyriakakis, Chief Risk Officer. After our prepared remarks, we will hold a question-and-answer session. This call is scheduled for 1 hour.
I will now turn the time over to Harris Simmons.
Harris Simmons
Thanks very much, Shannon, and good evening, everyone. I’d like to start-off our call by acknowledging the devastating wildfires, which started in Southern California earlier this month and continue to impact so many people. Our focus continues to
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